The 'Bank and Credit' mod adds a financial management system to Farming Simulator 25. You can borrow money, manage your debt, and increase your credit capacity through farming.
Key features:
• Three loan types: Annuity (fixed monthly payment), Bullet (interest-only, full principal at maturity)
• Credit scoring via DSCR (12-month income history) and LTV (asset liquidation value)
• Five risk levels: LOW / MODERATE / HIGH / CRITICAL / REFUSED
• Bank health dashboard, equity, leverage ratio, and annual financial report per farm
This mod replaces the vanilla loan system. Any vanilla loan balance is automatically cleared at game start.
About «Bank and Credit for Farming Simulator 25»
This mod is among the best in the «Геймплей» category for Farming Simulator 25. Adds quality content to the game, tested by the community, without conflicts with other mods.
How to Install the Mod
Installing the "Bank and Credit for Farming Simulator 25" mod for Farming Simulator 25 takes less than a minute:
Download the mod file from our website by clicking the «Download» button
Extract the archive to Documents/My Games/Farming Simulator 25/mods
Launch the game — the mod will appear in the «Mods» section
Activate the mod in your save and enjoy the new content
System Requirements
The "Bank and Credit for Farming Simulator 25" mod is compatible with all official Farming Simulator 25 versions. No additional modifications or tweaks required. Works on Windows, macOS, Linux (via ProtonDB) and consoles that support mods.
Frequently Asked Questions
Is this mod free?
Yes, all MODHUB mods are downloaded free of charge, without registration or redirect ads.
Can I use it in Farming Simulator 25 multiplayer?
Yes, the mod is fully compatible with multiplayer. All players must have this version of the mod installed.
What should I do if the mod does not work?
Ensure the archive is extracted to the correct (not nested) folder. Check that mod and game versions match. Leave a comment below — the community will help.
Is the mod safe?
All MODHUB mods are checked by antivirus software and moderators. We do not host executables (.exe), only in-game content.
